Homeowners Insurance

Your home may be your largest investment. Is it properly insured? Would you be able to rebuild? If you are not sure, give us a call.

Your home is probably your most important asset and you should understand how you can protect your home. Would you like to rebuild if you had a loss? Do you know how much it would cost to rebuild your home? Do you have collectables, guns or jewelry? Do you know how they should be covered? What if your basement floods, is it covered? What if you get sued? Is it best for you to bundle your home and auto insurance with the same company?

Homeowners insurance options are not all the same. Your home is unique and your coverage should be as well. Since we represent numerous companies we can do the shopping for you and determine the best insurance package for your investment.

Most importantly we can answer your questions and ensure you have the Right Coverage at the Right Price. Let our years of experience guide you.

Identity Theft Insurance

Identity fraud is on the rise for the second year in a row and can cost victims thousands of dollars depending on the severity of the case.

With Identity Fraud Expense Reimbursement, you have access to services that can help you restore your good name… and pay for many of the costs associated with identity fraud. All this for a very reasonable amount added to your home, renter or condo policy!

Umbrella Insurance

Whether it’s a serious car accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies.

Umbrella Insurance Can Provide:

  • An extra $1 million to $10 million of liability coverage, which can help protect assets such as your home, car and boat.
  • Coverage for claims like libel, slander, defamation of character and invasion of privacy.
  • It also helps cover defense costs, attorney fees and other charges associated with lawsuits.
  • This coverage also extends to international occurrences.

Service Line Insurance

Does Home insurance cover water damage? If water backs up from a sewer or drain within your home, or if water discharges or overflows from your sump pump, this coverage can help cover the loss up to a specified dollar amount. This does not include coverage for flood or surface water backup.

Flood Insurance

A flood insurance policy can provide the specialized coverage you need to help protect your home, condo or business from rising waters.

Many people find out too late that they are at risk for flooding, and even worse that their property insurance policy does not cover damage caused by flood. A flood insurance policy can provide the specialized coverage you need to help protect your home, apartment, condo or business from rising waters.