Insurance FAQs


Q: What are the advantages of using an insurance agent to purchase my insurance?

A: When you use a local independent insurance agent, you’ll have more personal service. You will have a direct contact at our office, which is especially handy when filing a claim. With an independent insurance agent you will have competitive pricing, a good product, and local personalized service.


Q: How do I know I am adequately covered?

A: As you know, every situation varies so there is nothing written in stone saying that you are adequately covered. Please keep in mind that just having “state minimums” or “full coverage” for something doesn’t mean you are always adquately covered. Give us a call and we would be happy to discuss your situation.


Q: What are the advantages of using an insurance agent to purchase my insurance?

A: When you use a local independent insurance agent, you’ll have more personal service. You will have a direct contact at our office, which is especially handy when filing a claim. With an independent insurance agent you will have competitive pricing, a good product, and local personalized service.


Q: Can I call you directly as my insurance agent for a claim?

A: Yes, you can call us to start a claim. After the initial claim is filed, you will likely speak with someone directly from the insurance agency to answer questions specific to your claim.


Q: What factors determine what I will pay for insurance?

A: There are a number of factors that go into what you will pay for most insurance’s you’ll be purchasing. Some of these factors include your history, what you are insuring, how much you are insuring for, and so on. We’d be happy to discuss your specific situation and what you can do to keep costs to a minimum while still ensuring that you have adequate coverage.


Q: Can I pay my insurance bill through you?

A: Yes, you can pay us or you can pay online for some carriers.


Q: Do you offer other types of insurance:

A: Yes. For example we offer Bonds, Medical care supplement and Umbrella liability insurance. Contact us if you have a need that is not listed on our web page.